Experienced Representation Through Chapter 13 Bankruptcy

Without a plan, getting out from burdensome debt can be very difficult. If you need help with debts you cannot afford, contact me, Nancy V. Jacob. I am a bankruptcy attorney who has guided clients in Greater Cincinnati through their debt relief options since 1989. Together, we will come up with a plan that fits your needs and gives you a fresh start.

Chapter 13 Bankruptcy Explained

Also known as "reorganization bankruptcy," Chapter 13 bankruptcy is a way of taking care of your debt through manageable, regular payments over a period of three or five years. The person filing for Chapter 13 bankruptcy proposes a debt repayment plan based on his or her income, amount of secured debt and other factors. Usually it is not required to pay the debt back in full. Unlike in Chapter 7 bankruptcy, which may require the sale of nonexempt property to help repay your debts, Chapter 13 bankruptcy allows you to keep all your real estate, automobiles and other valuables. Chapter 13 is also an option for people whose income is too high to qualify for Chapter 7 bankruptcy or other unique situations involving certain debts or assets. One of the most common reasons for filing a Chapter 13 bankruptcy is to stop a foreclosure sale so that you can bring your mortgage current and keep your home.

Filing for Chapter 13 bankruptcy can have numerous benefits. It can stop foreclosure and auto repossession as well as garnishment.

Dependable Legal Advice And Support

Having practiced bankruptcy law in the Greater Cincinnati area for 30 years, I am very knowledgeable about Chapter 13 bankruptcy and other forms of debt relief. I will go over your financial situation with you and make sure you understand your options. I will handle your case every step of the way until you are out of debt again.

Talk To A Lawyer About Chapter 13 Bankruptcy For Free

I offer free 30-minute consultations to give you a chance to weigh your debt relief options with no obligation. To schedule an appointment with me, please call 513-921-1400 or send me an email.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.