Nancy V. Jacob
Cincinnati Bankruptcy Attorney 6565 Harrison Avenue Cincinnati, OH 45247
Free Initial Consultations Call Today! 513-921-1400

Debt Relief Solutions That Work

The law firm of Nancy V. Jacob has represented people since 1989 in the Greater Cincinnati area of Ohio who are struggling with debt and financial issues. I can help you evaluate your financial situation to determine if bankruptcy is the right option for you.

Having more debt than you can afford is scary, as are lawsuits garnishments and harassment from debt collectors. Bankruptcy and debt relief law are often very confusing. I will explain your options so that you have the information to make the right decision for you and your family.

Personal Bankruptcy Protection And You

The federal bankruptcy laws were enacted to provide good, honest, hard-working debtors with a fresh start and to establish a ranking and equity among all the creditors clamoring for the debtor's limited resources.

Bankruptcy helps people avoid the kind of permanent discouragement that can prevent them from ever re-establishing themselves as hard-working members of society.

An important feature applicable to all types of bankruptcy filings is the automatic stay. The automatic stay means that the mere request for bankruptcy protection automatically stops and brings to a grinding halt most lawsuits, repossessions, foreclosures, evictions, garnishments, attachments, utility shut-offs, and debt collection harassment. It offers debtors a breathing spell by giving the debtor and the trustee assigned to the case time to review the situation and develop an appropriate plan. In most circumstances, creditors cannot take any further action against the debtor or the property without permission from the bankruptcy court.

The Bankruptcy Code is divided into chapters. The chapters, which almost always apply to consumer debtors are Chapter 7, known as a "straight bankruptcy," and Chapter 13, which involves a plan of repayment.

Speak To One Of Cincinnati's Top Bankruptcy Lawyers

I offer free initial consultations to all potential clients. To schedule an appointment with me, please call 513-921-1400 or email me through my Contact page.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.


Nancy V. Jacob
6565 Harrison Avenue
Cincinnati, OH 45247

Phone: 513-921-1400
Fax: 513-921-3393
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